Specialist accountancy for IT contractors, IR35, limited companies and property clients.
Friendly, approachable and affordable accounting support tailored to your business.
AJL Chartered Certified Accountant provides personal, approachable and cost-effective accounting services for IT contractors, limited companies, landlords, CIS businesses and individuals across Watford, Hertfordshire, London and the UK. We focus on clear advice, responsive support and practical cost-saving accounting solutions to help clients stay compliant and tax efficient.
Complete accounting and tax support for UK businesses and individuals.
From day-to-day bookkeeping to contractor, CIS and property tax matters, AJL Chartered Certified Accountant helps you stay compliant and make better financial decisions.
IT Contractor Accounts & IR35
Specialist support for IT contractors, personal service companies, IR35, salary/dividend planning and limited company compliance.
Statutory & Limited Company Accounts
Year-end accounts, corporation tax, Companies House filings, director loan accounts and practical tax guidance.
Bookkeeping & VAT Returns
Accurate bookkeeping, VAT returns, reconciliations, cloud accounting support and Making Tax Digital-ready records.
Management Accounts
Monthly or quarterly reporting so you can track profit, cash flow, tax liabilities and business performance.
Construction CIS Accounting
CIS returns, subcontractor deductions, verification, bookkeeping, VAT, payroll and tax returns for construction businesses.
Buy-to-Let & Rental Property Accounts
Accounts and tax returns for property companies, individual landlords, rental income, mortgage interest and property expenses.
Payroll Services
Director payroll, employee payroll, RTI submissions, payslips, pension support, P60s and year-end payroll compliance.
Sole Traders, Partnerships & Tax Returns
Self Assessment tax returns, sole trader accounts, partnership accounts, rental accounts and HMRC filing support.
Accounting built around contractor life.
Whether you are outside IR35, inside IR35, moving from umbrella to limited company, or managing multiple contracts, we help you understand your tax position clearly.
Accountant for Watford, Hertfordshire, London and remote UK clients.
We support local businesses near Watford and Hertfordshire, plus IT contractors, landlords and limited companies across London and the wider UK.
Watford
Hertfordshire
London
UK-wide remote clients
Personal and cost-effective accountancy packages.
Pricing depends on complexity, transaction volume, VAT, payroll, CIS and advisory requirements.
Limited Company Package
For IT contractors, consultants, property companies and small limited companies.
- Statutory accounts and corporation tax
- Bookkeeping, VAT and payroll options
- Contractor and IR35-focused advice
Tax Return Service
For directors, sole traders, partnerships, landlords and individuals with rental income.
- Self Assessment tax returns
- Rental property accounts
- Sole trader and partnership support
Sole Trader Accounts
Personal and approachable accounts support for sole traders and self-employed businesses.
- Sole trader accounts preparation
- Self Assessment tax return
- Practical cost-saving guidance
Approachable, personal and cost-effective accountancy support.
We are here to make accounts and tax feel simpler. AJL Chartered Certified Accountant provides friendly, clear and practical advice, with accounting packages designed to be affordable, personal and focused on helping clients save time, reduce stress and identify legitimate cost-saving opportunities.
Approachable advice
We explain things clearly and keep communication friendly, practical and easy to understand.
Cost-effective packages
Our fixed-fee packages are designed to give small businesses, contractors and individuals good value without unnecessary complexity.
Personal service
You receive tailored support from someone who understands your business, your tax position and your priorities.
Common questions.
Do you specialise in IT contractor accounting?
Yes. AJL Chartered Certified Accountant supports IT contractors with limited company accounts, IR35, bookkeeping, VAT, payroll, corporation tax and personal tax returns.
How much do limited company accounts cost?
Limited company accountancy packages start from £90 per month, depending on bookkeeping, VAT, payroll, CIS and advisory requirements.
Do you prepare tax returns for individuals and landlords?
Yes. Self Assessment tax returns start from £80. We also prepare rental accounts for individual landlords and buy-to-let property companies.
Can you help with CIS construction accounting?
Yes. We support construction businesses and subcontractors with CIS returns, payroll, bookkeeping, VAT returns, accounts and tax returns.
Do you work with clients outside Watford?
Yes. AJL Chartered Certified Accountant works with clients in Watford, Hertfordshire, London and across the UK using cloud accounting and remote meetings.
Ready to simplify your accounts and tax?
Book a free consultation to discuss your limited company accounts, IR35 position, bookkeeping, VAT, payroll, CIS, property accounts or tax return.
Request a call back
Privacy Notice (UK GDPR & EU GDPR)
AJL Accountancy Ltd is committed to protecting personal data and handling information lawfully, fairly and transparently in line with applicable UK data protection law. This privacy notice describes how we collect and use personal information about you during and after you have provided services to us, in accordance with the General Data Protection Regulation (GDPR).
Important Information
This notice applies to current and former employees, workers, limited company contractors and subcontractors. This notice does not form part of any contract of employment or other contract to provide services. It is important that you read this notice, together with any other privacy notice we may provide on specific occasions when we are collecting or processing personal information about you, so that you are aware of how and why we are using such information.
1. Who We Are
AJL Accountancy Ltd provides accountancy, bookkeeping, payroll, tax and advisory services to businesses and individuals in the UK.
2. Personal Data We May Collect
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include anonymous data where the identity has been removed.
Personal data. Here is a list of personal data we commonly collect to conduct our business activities:
- Contact details, such as name, company name, job title, work and mobile telephone numbers, work and personal email, postal address, identity verification data, correspondence and website enquiry details.
- Professional details, such as job and career history, educational background, professional memberships and published articles.
- Family and beneficiary details for pension planning services, such as names and dates of birth.
- Financial information, such as taxes, payroll, annual leave and pension information for employees only, investment interests, pensions, assets, bank details and insolvency records.
Special Categories of Personal Data. We typically do not collect special categories of personal data about individuals other than our own employees. In some circumstances it is necessary for us to process special categories of personal data of our employees and other third parties. Other than where such personal data is made public by the individual themselves, such processing would only be undertaken as necessary for us to exercise our rights and obligations as an employer, including for occupational health purposes, protect the vital interests of individuals, establish or defend legal claims or with the explicit consent of the individual concerned.
Examples of special categories of personal data we may obtain, or otherwise hold, include personal identification documents that may reveal race, religion or ethnic origin, biometric data of private individuals, beneficial owners of corporate entities or applicants; expense receipts submitted for individual tax or accounting advice that reveal affiliations with trade unions or political opinions; adverse information about potential or existing clients and applicants that may reveal criminal convictions or offences information; information provided to us by our clients in the course of a professional engagement; diversity and equal opportunity information volunteered by participants in certain programmes and recruitment processes; and health data where processing is necessary to assess, monitor and control the spread of infectious diseases and provide a safe environment for employees, clients and suppliers.
Child data. Our sites are not intentionally designed for or directed at children under the age of thirteen. It is our policy never to knowingly collect or maintain information about anyone under the age of thirteen, except as part of an engagement to provide professional services.
Location-based data. We may process geographical locations you enter when you send us enquiries online.
3. Why We Use Your Data and How Your Data Is Collected
We aim to be transparent when we collect and use personal data and tell you why we need it. We generally use your data for purposes including, but not limited to, responding to enquiries, providing services, meeting legal and regulatory obligations, preparing accounts and tax returns, preventing fraud, managing billing, improving services and maintaining client relationships.
We typically collect personal information about employees, workers and subcontractors through the application, recruitment or engagement process, either directly from individuals or sometimes from our client or background check provider. We may sometimes collect additional information from third parties including former employers, credit reference agencies or other background check agencies. We will collect additional personal information in the course of the services you provide to us.
If, under the contract you have agreed with us, you have the right to send a substitute or engage hired assistants, we may need to collect some personal information relating to the substitute or assistants you choose to send for health and safety purposes and to ensure the substitute or assistants have the necessary skills and expertise to provide the services. Where this is the case, we will notify you at the time.
4. Legal Bases for Processing
We rely on one or more lawful bases including contract performance, legal obligation, legitimate interests and consent where required. Special categories of particularly sensitive personal information require higher levels of protection, and we need further justification for collecting, storing and using this type of personal information.
We may process special categories of personal information in limited circumstances with explicit written consent, where we need to carry out legal obligations, where it is needed in the public interest, or where it is needed to assess working capacity on health grounds, subject to appropriate confidentiality safeguards.
Less commonly, we may process this type of information where it is needed in relation to legal claims, where it is needed to protect your interests or someone else’s interests and you are not capable of giving consent, or where you have already made the information public.
For employees, we may use information relating to leaves of absence, including sickness absence or family-related leave, to comply with employment and other laws. We may also use information about physical or mental health or disability status to ensure health and safety in the workplace, assess fitness to work, provide appropriate workplace adjustments, monitor and manage sickness absence and administer benefits.
We do not need your consent if we use special categories of your personal information in accordance with our written policy to carry out legal obligations or exercise specific rights. In limited circumstances, we may ask for written consent and will provide full details of the information required and the reason for processing.
5. Sharing Data
We may have to share your data with third parties, including third-party service providers and other entities. We require third parties to respect the security of your data and to treat it in accordance with the law. We may transfer your personal information outside the EU. If we do, you can expect a similar degree of protection in respect of your personal information.
We may share your personal information with third parties where required by law, where necessary to administer the working relationship with you, or where we have another legitimate interest in doing so.
The following categories of third-party service providers may process personal information about you: payroll and banking services, payroll administration, CRM developers, SMS services, accounting and auditing providers, HMRC, legal advisers, pension providers, recruitment agencies, data destruction providers, direct debit providers, business continuity plan providers and associated professionals such as tax consultants or liquidators.
All third-party service providers are required to take appropriate security measures to protect your personal information in line with our policies. We do not allow third-party service providers to use your personal data for their own purposes. We only permit them to process your personal data for specified purposes and in accordance with our procedures and policies.
We may share your personal information with other third parties, for example in the context of the possible sale or restructuring of the business. We may also need to share your personal information with a regulator or otherwise comply with the law.
6. International Transfers and Data Security
If data is transferred outside the UK or EEA, we aim to use appropriate safeguards such as adequacy decisions, standard contractual clauses or reputable providers with compliant protections.
We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. We limit access to your personal information to employees, agents, contractors and other third parties who have a business need to know. They will only process your personal information on our instructions and are subject to a duty of confidentiality.
We have procedures in place to deal with any suspected data security breach and will notify you and any applicable regulator where we are legally required to do so.
7. Retention
We keep records only as long as necessary for service delivery, legal obligations, tax recordkeeping, dispute resolution and regulatory requirements. We will only retain your personal information for as long as necessary to fulfil the purposes we collected it for.
To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure, the purposes for which we process the personal data, whether we can achieve those purposes through other means, and applicable legal requirements.
In some circumstances, we may anonymise your personal information so that it can no longer be associated with you, in which case we may use such information without further notice. Once you are no longer an employee, worker or subcontractor of the company, we will retain and securely destroy your personal information in accordance with applicable laws and regulations.
8. Your Rights
You may have rights to access, rectify, erase, restrict, object, data portability and withdraw consent where applicable. You may also complain to the UK Information Commissioner’s Office (ICO). If you would like to exercise your Data Subject Rights, you can email info@ajlaccountancy.co.uk.
We may need to request specific information from you to help confirm your identity and ensure your right to access the information or exercise your other rights. This helps us ensure that personal data is not disclosed to any person who has no right to receive it.
Your duty to inform us of changes. It is important that the personal information we hold about you is accurate and current. Please keep us informed if your personal information changes during the period you provide services to us.
Under certain circumstances, by law you have the right to request access to your personal information, request correction, request erasure, object to processing, request restriction of processing and request transfer of your personal information to another party.
You will not usually have to pay a fee to access your personal information or exercise other rights. However, we may charge a reasonable fee if your request is clearly unfounded or excessive, or we may refuse to comply with the request in such circumstances.
Right to withdraw consent. In limited circumstances where you have provided consent to the collection, processing and transfer of personal information for a specific purpose, you have the right to withdraw consent for that specific processing at any time. To withdraw consent, please contact James Harris. Once we have received notification that you have withdrawn consent, we will no longer process your information for the purpose originally agreed unless we have another legitimate basis for doing so in law.
Data Protection Manager. We have appointed a data privacy manager to oversee compliance with this privacy notice. If you have questions about this privacy notice or how we handle your personal information, please contact the data privacy manager. You have the right to make a complaint at any time to the Information Commissioner’s Office, the UK supervisory authority for data protection issues.
9. Cookies & Analytics
If analytics or non-essential cookies are used, users should be informed and consent obtained where legally required. A cookie banner should be enabled before launch if tracking tools are installed.
10. Contact
For privacy requests, contact AJL Accountancy Ltd at info@ajlaccountancy.co.uk or call 01923 804601 / 07940 471941.
11. Do We Change This Privacy Notice?
We regularly review this Privacy Notice and will post any updates to it on this webpage. This Privacy Notice was last updated on 1 May 2026.